worrying

starts to worry about Marcus's operation..although this is a small operation to remove the growth on his right hand..

anything could happened...呸呸呸﹐ 真是烏鴉嘴﹗
心里真是七上八下的

醫生還說有可能會長回來﹐希望是不會的啦。要不然恩睿還要挨多一次痛。

我愛你喔﹗恩睿﹐媽咪會陪在你身邊的﹗

Addicted

Yes, i confess that i'm addicted to FB games..trying hard to resist esp 神来也麻将。。。

almost logging in everyday just to play a few games..i oso contented le..

怎麼辦﹖﹖hopefully 1 day i can get over it...

Behind Closed Doors

Chatted with Ger this afternoon, she watched the show "Behind Closed Doors".
there's a pair of 9 years old young kids became young parents...yes OMG..wat these kids thinking?

how could it be possible? in fact the girl had her menses @ 9yo..but how abt the boy?
can the boy produce sperm at such young age...probably i need to google..

i really pity both kids' parents and both the kids as well..
both the kids' physically n mentally are not prepared to have the baby at such a young age.
n their parents are devastated to find out these horrendous news as well

i'm not in the position to say who's at fault..
but i believe all of them would have learnt terribly from this lesson...

learning point: always keep a lookout of wat the kids doing without interferring to their privacy..handle wif care

Update on Court Case with Fresver Beauty

I've won the case!!! Fresver Beauty was asked to pay me back the unused portion.

Indeed it was a good news for me as I could settle my credit card!!!...

the whole process ain't easy..I went through 4 times of consultation before I stood before the Judge..

frankly speaking I hope I would not appear in Court the 2nd time..

Terrible Experience With Fresver Beauty

Short Account on the incident:

On 08 Aug 2009, I decided to go to Fresver beauty for a facial. After it was done, the staff pestered and persuaded me to sign a package worth $2675. Even after my card was swiped,I asked if they could cancel the transaction because I need the money to pay for my children’s
Insurance policies but they said no. As I have not started using the package, and I do not wish
to continue with Fresver due to their hard selling tactic, I want them to cancel my packageand instruct my bank (Standard Chartered) to reverse the $2675.


This was the report that I have typed for the Small Claims Tribunal:

• The staff has been calling me to book appointment for the unused facial treatments and I went to the salon on 08/08/2009 for my treatment.
• Due to my skin condition, I requested for a better facial treatment. Hence they recommended me to do XPL facial treatment by topping up a few hundred dollars.
• After the facial treatment, I was brought to a room and was served with a drink.
• The staff persuaded me to take up the package and kept reducing the number of treatments to make it attractive when I rejected her.
• After much persuasion and persistence, I gave her my credit cards for payment.
  After giving her my credit cards, I realized that I have made a mistake as I am making payments for my sons and my insurance policies premiums using the credit cards.
• I requested her to cancel the transaction after explaining my reason but she lied that the arrangement could not be done.
• After signing the invoice and the credit card slips with anger, I called the bank immediately and the CSO explained that I would raise a dispute with the merchant but could only be done 2 working days later.
• I reported the incident to the bank on 12/08/2009 and got a reply on 03/09/2009 that it was unsuccessful as the credit card slips as been signed.
• I then approached CASE for help and gave the merchant up to 11/09/2009 to settle the issue with me.
• However, the merchant is unable to provide a satisfactory reply up to date.

my goals

short term goals:

1) be able to settle the Small Claims from Fresver Beauty by end of Sep'09

2) be able to clear my credit card debts by end of 2010

3) Be able to save enough money for renovation by 2013

long term goal:

1) be able to work & earn from home from Stay Home Millionaires Club

updates

pls refer to my last updates under another bloglist "want to earn extra cash"